As you may be aware, the Federal Emergency Management Agency (FEMA) oversees the National Flood Insurance Program (NFIP). FEMA has defined certain areas in local counties as part of the Special Flood Hazard Area (SFHA), more commonly referred to as the “floodplain.”
At FEMA’s discretion, the boundaries of the Special Flood Hazard Areas may be periodically updated and modified. In August 2014, FEMA submitted a preliminary copy of the updated maps, known as the Flood Insurance Rate Maps (FIRM’s) to officials in the counties affected by these updated maps. These updated FIRM maps are expected to take effect in March 2016.
Brent Means Land Surveying provides elevation certificates as one of our services. It is possible that an elevation certificate or LOMA would remove your structure from the Special Flood Hazard Area, saving you HUNDREDS OF DOLLARS each year. Your mortgage company may even remove the requirement of flood insurance altogether.
Click here to request your elevation certificate. Just fill in some basic information and a representative of BMLS will contact you as soon as possible.